Long Established Northern Ireland Healthcare & Private Medical Insurance Business – For Sale

Long Established Northern Ireland Healthcare & Private Medical Insurance Business – For Sale

Asking Price: £200,000

An established and profitable Northern Ireland healthcare and private medical insurance business is available for acquisition. Trading since 2009, it offers a proven operation with consistent revenue, an existing client base, and ongoing income from both new business commissions and policy renewals.

Key Highlights

• Established 2009 - over 15 years of trading
• Vendor estimates: current-year turnover £95,000 / net profit £65,000
• Last financial year: turnover £93,000 / net profit £63,000
• Established renewal book supporting recurring income, alongside ongoing new business commission
• Territory: Northern Ireland
• Approximately 4 years remaining on the current operating agreement with the underlying insurer, with high likelihood of renewal for the right buyer
• Home-based, low-overhead model – no stock, vehicles or significant assets required
• Training, launch support and ongoing assistance provided
• Reason for sale: retirement
   

A High-Margin, Low-Overhead Model
The strong margin reflects a commission-based structure with minimal overheads - no premises, staff, stock or vehicles required. Net profit represents the return to a single working owner managing an established client relationship and referral network, rather than a business with separate staff or infrastructure costs.

Why This Opportunity Stands Out
The purchaser acquires an established Northern Ireland healthcare business operating within the infrastructure of a long-established UK specialist health insurer, which traces its heritage to 1901, serves more than 480,000 members, operates as a not-for-profit, and holds “Which?” Recommended Provider status for Private Medical Insurance alongside an Excellent Trustpilot rating.

Products, technology, claims handling, regulatory framework, training and support are already in place, allowing the owner to focus on client relationships, retention and new business development across both personal and commercial markets - individuals, families, SMEs and larger employers. Additional products such as cash and dental plans support cross-selling and long-term client value.

Onboarding & Approval Process
As an insurance-based opportunity, the acquisition is subject to a formal onboarding and approval process with the underlying organisation, covering due diligence, suitability and compliance checks before transfer can complete. Prospective purchasers should allow sufficient time for this process.

Ideal Buyer
Suitable for an experienced professional from insurance, financial services, healthcare, sales, business development or relationship management, comfortable building trusted client relationships and developing local referral networks.

To enquire/request further information, contact Oli — 07585 118 703 / [email protected]